ALL SAINTS with St. PHILIP, MAIDSTONE
and St. STEPHEN, TOVIL

ANNUAL PAROCHIAL CHURCH MEETING 2012
 

ANNUAL REPORTS and ACCOUNTS 2011

Index

Click on the title to go to the Report

Introduction to the Reports 2011
PCC Secretary's Report
Churchwardens Report
All Saints Deputy Churchwardens Report
St. Philip's Deputy Churchwardens Report
St. Stephen's Deputy Churchwardens Report

Maidstone Deanery Report
Electoral Roll Officer's Report
PCC Treasurer's Report and Accounts 2011

Financial Certificate 2011

Independent Examiner's Report

Accounts

 

INTRODUCTION TO THE 2011 ANNUAL REPORTS and ACCOUNTS

 

281 1 7560000 10692000 359410 259 261 257 276 262 279 1 0`````````````````````` 5 1 1 285 282 1 False 0 0 0 0 -1 304800 243 True 128 77 255 3175 3175 70 True True True True True 278 134217728 1 3 -9999996.000000 -9999996.000000 229870 8 Empty 16711680 52479 26367 13421772 16737792 13382502 16777215 Bluebird 22858575 22852950 (`@````````` 266 263 5 110183775 110178150

I do welcome these annual reports and commend them to all members of our congregations for reflection. Behind them is much work: on the buildings and general running of our churches by the Churchwardens and Deputy Churchwardens, on the financial side by Christopher Payne and Lionel Marchant; on the caring and hospitality of our churches so very many persons assist. I do thank everyone for all you have contributed in so many ways to the life of our parish.

 

Much that is important is inevitably not reflected in these reports. Just to name a few things; those people who clean our churches and our altar linen week by week; those who help organize the Infant Spring Singalongs, the many School Carol Services, and many special services and events, those who undertake minor repairs of a great variety of things.

 

We are continually challenged to raise funds both for our everyday expenses including our Parish Share as well as for repairs and improvements to our buildings. At All Saints we seek funds to conserve the chancel wall painting and renew the nave roof as well as to pay for three urgent items: renewing the wood at the front of the nave, repairs to the north nave parapet and a new flagpole.  St Philip’s has seen many minor repairs and been enriched by the new green and purple altar frontals thanks to the legacies of Keith Reader and Margaret Standen.

 

At the same time as maintenance continues the worship and pastoral side of our life continues well. I am so grateful to Priscilla Doe and Clinton Davies for all they contribute to the life of our parish, and also so many of the members of our congregations who contribute so much in the way of caring and helping.

 

At last our new fine parish school is ready. The children started there at the end of February 2012. Mollie Neaves as Chair of Governors does so much really important work for the school.

  

We face many challenges ahead. As our accounts show, we have considerable financial challenges. The whole of Maidstone Deanery is finding it difficult to raise the money to pay their clergy and also to agree a pastoral plan for the future. We welcomed the new Archdeacon of Maidstone in September 2011 and look forward to working with him and the Area Dean with the challenges that lie ahead. May God continue to bless us and guide us in the years ahead.

 

Christopher Morgan – Jones

 

23rd March 2012

 

Return to index

 

ALL SAINTS with St. PHILIP PCC

 

Objectives and Activities

 

All Saints with St Philip Maidstone and St Stephen Tovil PCC has the responsibility of co-operating with the Incumbent in promoting the whole mission of the Church, pastoral, evangelistic, social and ecumenical in this parish.

 

Structure, Governance and Membership

 

The PCC is now registered with the Charity Commission.  Members of the PCC are either ex-officio or elected by the Annual Parochial Church Meeting in accordance with the Church Representation Rules.  The members of the PCC act as trustees of the registered charity “The Parochial Church Council of the Ecclesiastical Parish of All Saints with St Philip Maidstone and St Stephen Tovil” - Registration Number 1134146.  Last year’s annual report and accounts for 2010 were submitted to the Charity Commission in accordance with their requirements and can be viewed on-line at http://www.charity-commission.gov.uk entering the number 1134146.

 

During 2011/12 the Membership of the Parochial Church Council was:

 

All Saints   

Member                      until:

Roger Doe                  2012

Marguerite Hart         2012

Peter Richards           2013

Jane Stevens               2013

Graham Heath          2014

 

St Philip                    until

Richard Trottier       2013

Diane Fletcher          2013

Alba Onasanya          2014

 

St Stephen                until

Ann King                 2014

 

Co-opted

Christopher Payne  2012

 

Ex-officio

Churchwarden

Mollie Neaves        2012

Deputy Churchwardens

Roger Manuell      2012

Geoffrey Lay        2012

Denise Joy            2012

Barbara Cook       2012

David Freed         2012

 

 Deanery Synod

Lionel Marchant*  2012

David Freed          2014

John Fowler          2014

Paul Fletcher        2014

*as a member of the Diocesan Synod

 

Clergy

The Revd. Canon Christopher Morgan-Jones

The Revd. Priscilla Doe

The Revd. Clinton Davis (co-opted)

 

Meetings of the PCC

The following is a summary of matters discussed during 2011:

 

Total membership of the PCC for the year =22

Average attendance over the year = 15 (68%)

 

Correspondence for the PCC should be addressed to the Secretary:

Geoffrey Lay, 37 Hayle Road, Maidstone ME15 6PE

 

Meeting  15 March 2011

Attendance:  14

The Treasurer presented the current financial position.  The Annual Parochial Church Meeting was planned.  The likely procedure for the replacement of the Incumbent was outlined.

 

Meeting 4 April 2011

Attendance:  16

The Treasurer presented the final accounts for St 2010.  The arrangements for the stewardship presentation were discussed.  The progress of the new Archbishop Courtenay School were discussed.

 

Meeting 27 June 2011

Attendance:  16

The Treasurer presented the accounts for the first quarter.  Arrangements for a service for the new Archdeacon were discussed.  An open day for All Saints was discussed.  Problems following a leaking boiler at St Philips were discussed.

 

Meeting  20 September  2011

Attendance:  16

The Treasurer presented the accounts for the half year.  Discussions included maintenance of the clocks in both churches, the possibility of using St Philips as a night shelter, Deanery matters and the progress of the new school.

 

 

Meeting  15 November  2011

Attendance:  14

The Treasurer presented the current financial position, covering the first three quarters.  The changing requirements of the insurers were discussed arising from increasing claims caused by the theft of metal.  Other discussions included the possibility of development on St Philips and the new school.

 

Geoffrey Lay

PCC Secretary

 

Return to index

 

REPORT of the CHURCHWARDEN 2011

 

I report on the condition of our two church buildings.

 

All Saints Church

 

During the year we have been addressing matters that are still outstanding in the Quinquennial Report received from the Architect in 2008. The recommendations of the report are being dealt with in conjunction with All Saints Restoration and Development Trust as finance permits. A New Quinquennial Report will be required in 2012.

Roofs

All Saints church has seven roofs all of which are inspected during the year by our architect and appropriate church officers. Six of the roofs are lead. Of these six four have been restored over recent years.

 

South Nave roof – All Saints Restoration Trust have restored the South Nave Aisle Roof.   The Defects Inspection has been carried out and we now have the Architects completion Certificate.

 

The main nave roof has now been patched as some rainwater had come through. The vestry roof remains serviceable for the time being.

 

The Lightening Conductor has passed its annual test and has a valid Certificate.

 

Lighting. North Tower ad Turret Tower Electrical Work: This has been completed and a final certificate has been issued. The emergency lighting system has been repaired. As the lantern in the porch was taken down during this work, it has been repainted before being re-installed. It is now on a motion switch. The porch light has a switch as well as a sensor. The timing controls for the boiler room are now in the Vestry.

 

Rainwater disposal

Rainwater goods leave the church by way of soakaways. The church does not have main drainage.

 

Miscellaneous

The new electrical power and lighting system which was installed in the church in 2008 is working well. This was funded by All Saints Restoration and Development Trust.

 

The Organ

The organ is used on a regular basis and is tuned at least three times each year.

 

Overview

The organ is generally in a good condition but, as with all instruments, regular tuning and maintenance is the key to long-term reliability. The organ is structurally sound and will continue to give good service for many more years. A major dismantling and cleaning overhaul should be considered in about 15 years time. The organ’s great action motors have been re-leathered. The organ should be fully reliable for at least a further four years before further re-leathering is required. 

 

Fire extinguishers

All Saints has a contract for the supply and maintenance of appropriate fire extinguishers.

 

Churchyard

The churchyard is in the care of Maidstone Borough Council who are regularly advised when trees or vegetation become a threat to the church building. Maidstone Borough Council have agreed to remove the   two trees either side of the South Entrance.

 

 

Doors

All doors function as required and are marked as exits on the Emergency Evacuation Plan displayed in the church and in service books as they are printed.

New Prinkel keys and locks have now been fitted.

 

Heating

The heating system functions correctly although the temperature in the church does not always reflect this. Normally this is due to the fact that doors are left open thereby allowing heat to exit the building. Actions have been put into place to try and encourage people to close the doors. All Saints Restoration and Development Trust together with our architect are investigating possible improvements.

 

 

Window ventilators

The window ventilators situated in the chancel roof area function as required.

 

Audio System

The new audio system works in accordance with its specification. However it is dependent on those using microphones to do so correctly.

 

Bells

The bells, fittings and clock are all in satisfactory order.

 

Future repairs and restoration.

Some of the stained glass windows need repair and estimates are being obtained. 

Chancel Wall paintings – The Chairman and Secretary of All Saints Restoration and Development Trust are actively seeking funding for this project. The Conservator has been asked to give an estimate.

Refurbishment of the Refreshment area

Removal of pews and replacement by chairs – awaiting funding.      

 

St. Philip's Church

  

Quinquennial Report 

During the year we have been addressing matters that are still outstanding in the Quinquennial Report received from the Architect in 2009. The recommendations of the report are being dealt with as finance permits. A New Quinquennial Report will be required in 2013.

 

Roofs

The North and South Elevation roof the gutters have been cleaned and minor repairs carried out.  Some tiles have been replaced.

 

Stonework

Some of the Buttresses will need re-pointing in the future.

 

West Porch

Safety work to stonework over the west porch which was carried out is satisfactory.

 

 

Entrance Hall Ceiling

The ceiling has been satisfactory since the re-cladding, insulated and re-plastering

 

Toilets

The Ladies and Gentlemen’s toilets are satisfactory...

 

Quiet Room.

The ceiling in the Quiet Room satisfactory since repairs last year.

 

Coffee Bar

 Ceiling in Coffee Bar need to be repaired as soon as funds available.

The broken water tank boarding has been replaced and re-decoration to that area.

The immersion heater has been replaced.

New Carpet fitted in Coffee Bar

 

Hall 

New Tiles have been fitted to floor.

 

Lightning conductor

The lightening cable had been damaged and repairs have been carried out.

A Lightning Certificate is in place.

 

Rainwater goods generally

Rainwater Down pipes have regular checks be member of congregation.

 

Rainwater gullies

Work has been carried out to clear debris from the Gullies

The building has Main drainage.

 

Electrical   

The Electricity in the building failed – This was due to an immersion heater in the coffee bar which has been replaced.

A new timer has been fitted to the Heating System.

An Electrical installation certificate is in place.  .

 

A Portable Safety check has been carried out on electrical appliances.

 

Organ tuning/inspection

The Organ is used on a regular basis and is tuned three times a year.

 

Fire extinguishers

There is a contract with Kent Fire Protection.

 

Lighting

There is an Electrical Lighting installation Certificate.

 

Vegetation close to church walls

Regular maintenance and removal of some trunks and clearance of vegetation has been carried out.

 

Church Grounds.

On the advice of Mr John Grant, Security Police Officer a metal security gate has been fitted to the boundary.  This was funded by MBC High Street Councillor member’s grant.

 

 

Doors and door furniture

All doors function as required all have illuminated Exits signs above them.

 

Heating /Boiler 

The Boiler the compressor condenser pump under the boiler had leaked.  This has been repaired.  The leak has spoilt some vestments. The Cupboard where Vestments are kept will need to be waterproofed.

 

Drains.

Some work has taken place on the drain.

 

Audio system

This is used on a regular satisfactory basis

 

Bell frame

St Philips has one bell which is rung regularly.

 

Clock

Repairs to the Clock have been carried out.  Further work is expected to the cable when funds are available.

 

There is Maintenance register and Asbestos register in the church,

 

Every matter that I have reported upon requires the time and skill of a small number of people to mitigate the cost of professional services. To everyone concerned I give my grateful thanks.

 

Mollie Neaves

Churchwarden

 

Return to index

 

REPORT OF ALL SAINTS DEPUTY CHURCHWARDENS

 

281 1 7560000 10692000 359410 259 261 257 276 262 279 1 0`````````````````````` 5 1 1 285 282 1 False 0 0 0 0 -1 304800 243 True 128 77 255 3175 3175 70 True True True True True 278 134217728 1 6 -9999996.000000 -9999996.000000 229870 8 Empty 16711680 52479 26367 13421772 16737792 13382502 16777215 Bluebird 22858575 22852950 (`@````````` 266 263 5 110183775 110178150

Our desire to make All Saints church available to the Community of Maidstone has begun to take fruit with the opportunity in 2011 to be another busy year. In previous reports we have informed parishioners of the many events that take place in All Saints during the week of which those who only attend on Sunday may be unaware. In accepting Grant Aid from English Heritage for the restoration of the church we are obliged to ensure that the church is open for visitors during the years.

 

Preparation for the annual Spring Singalong for Maidstone Area Infant Schools began in January and February. A small team of helpers - the Thursday Club -  began preparing the displays for the event this year called Sing Around the May-Pole. Every year that passes shows an increase in the imaginative designs by Brian Cannell which are then transformed into ‘real life’ by the Thursday Club led by Roger Manuell. Over 1,600 children and teachers came to one of the five of the Singalong’s which were held.

 

On the afternoon of Palm Sunday All Saints choir sang A Service of Music for Lent and Passiontide. The choir also sang at every service in All Saints during Holy Week and of course on Easter Day. We are very grateful for their dedication in leading our worship during this special time in the church calendar.

 

The church was again full of young people for the annual St. George’s Day Service arranged by Maidstone Scout Council.

 

In May the Lunchtime Concerts began and the traditional Mayor Making and Civic Services also took place.

 

June saw the fourth Recorder Festival arranged for Maidstone Area Primary Schools. The number of children attending in 2011 was 761. Concerts play an increasing part of the life of All Saints. We have had the pleasure of welcoming Sutton Valence Choral Society, Bearsted Choral Society, Maidstone Winds Symphony and choirs from Holland for concerts. We held the second All Saints Open Day modelled on the Open Evenings organised in Canterbury Cathedral.

 

In July Graduation Ceremonies for University of the Creative Arts and the European School of Osteopathy were held. The River Festival took place again at the end of July. All Saints church was open to visitors and refreshments were available as well as other ‘money raising’ activities generating £875.00 for All Saints Restoration and Development Trust.

 

September saw the conclusion of the 2011 Lunchtime Concerts. As is now traditional the final Lunchtime Concert on the 30th September was an organ recital given by Dr. David Flood the Organist and Master of the Choristers at Canterbury Cathedral. During 2011 the Lunchtime Concerts raised a total of £3,225 for various charities. The annual service for the Royal West Kent Regiment took place on the 11th September .

 

In November the annual service for the Pickard & Beale group of Funeral Directors was held.

 

December was extremely busy with Christmas Carol Concerts and Services for schools and other organisations. Our own Service of Nine Lessons and Christmas Carol by Candlelight on the 17th December was very well attended.  On Christmas Day we were pleased to offer once again the use of the College Room for the provision of Christmas Lunch to those members of our Community not fortunate enough to be able to enjoy the fellowship of a family celebration. This lunch has taken place in All Saints College Room for a number of years originally inspired by Donald Doel, his family and friends.

 

Special functions have been held in the church in aid of All Saints Restoration and Development Trust. The dinners are especially appreciated by those who attend and the Saturday Coffee mornings also make a regular and valuable contribution to the Trust. In addition members of All Saints have been kind enough to hold fund-raising events in their own homes.

 

Those who use All Saints express appreciation for the welcome they receive and those who come to give concerts are very pleased with the acoustics of the building, the splendid resources of the organ and piano. However they are less impressed with the uncomfortable seating arrangements (the pews!!). Income from the use of All Saints by ‘third parties’ totalled £9,330 in 2011 – a useful contribution to the overall income of All Saints. To expand the use of the building by ‘third parties’ and to make it more flexible for liturgical use the Trustees of All Saints Restoration and Development Trust along with the Diocesan Advisory Committee are examining alternative seating arrangements.

 

We are very grateful to everyone who gives of their time to ensure that All Saints functions as would be expected of the Parish Church of the County Town of Kent – our clergy, servers, choir and organists, bell ringers, sidesmen, intercessors, readers, Sunday School teachers and helpers, crèche, flower arrangers, church cleaners, the ‘vergers’ at weddings and funerals and others who quietly help in the life of the church. There is always a need for more people to help. If we are to maintain the level of activity that we have now reached it is imperative that new talent is identified and used.

 

Roger Manuell        Geoffrey Lay

Deputy Churchwardens

 

Return to index

 

REPORT OF St. PHILIP’S DEPUTY CHURCHWARDENS

 

281 1 7560000 10692000 359410 259 261 257 276 262 279 1 0`````````````````````` 5 1 1 285 282 1 False 0 0 0 0 -1 304800 243 True 128 77 255 3175 3175 70 True True True True True 278 134217728 1 7 -9999996.000000 -9999996.000000 229870 8 Empty 16711680 52479 26367 13421772 16737792 13382502 16777215 Bluebird 22858575 22852950 (`@````````` 266 263 5 110183775 110178150

As Deputy Church Wardens for St Philip’s we are pleased  to report on the many events  that have taken place in 2011. This gives us the opportunity to thank so many for their invaluable support in our Worship and activities.

 

WORSHIP   

SECOND SUNDAY SERVICES have now been reviewed with participation from local parents involving themselves in the meetings. This has led to the temporary removal of 2 pews at the back of the Church to allow a children’s area to be created.  The service continues to be led by Clergy and members of our congregation.

HARVEST FESTIVAL our harvest offerings were distributed to the local women’s refuge.

CHRISTINGLE SERVICE the format for the service has been updated, attendance was up and many local residents attended.

CAROLS AND READINGS thanks to the choir for their invaluable contribution to the service which was followed by seasonal refreshments.

The continuous smooth running of our services is dependent on so many of our congregation working together as a team. We thank everyone involved in allowing this to happen, with special thanks  to our Clergy for their continued guidance and support.

Our thanks to : Choir, Music accompanists, Servers, Readers, Intercessors, Sides persons, Administering the Chalice, Sunday School, Providing bread, Flower arranging, Cleaning and General maintenance.

 

MISSION AND OUTREACH

Coffee and Chat continues to meet on Tuesday mornings.

Line Dancing meet weekly on Monday evenings .

Christmas children’s event took place.

A Baptism tea was arranged in July which many families enjoyed.

Parish Lunch for fellowship was held in November.

A Deanery day titled Mapping the Future in God’s presence was attended in November by our Clergy Church Warden and all Deputies at St Paul’s Maidstone This event also gave us the opportunity to display and share the many events and activities that take place in our Churches.

 

SOCIAL AND FUNDRAISING EVENTS

St Georges Day                                  Michaelmas Coffee Morning                          Christmas Fayre

Pancake Evening                                May Fayre

Garden party                                      Musical social evening

With thanks for the continued support from the Friends of St Philip’s and everyone that helps to allow all the above events to take place.

 

ST PHILIP’S CENTRE

The centre continues to be utilised by many groups from the local community and our thanks to all members of the Church and Centre committee, congregation and friends  for their continued support.

All rooms in the centre are now available for hire.

 

LEGACY

We have spent the following from the legacy fund 2011 : contribution to iron gate £248, 1/3 rd towards the Centre flooring, display  panels £608, and the purple alter cloth £946. This leaves us with £994 some of which has been pledged to purchase covers for Clergy robes

 

WE LOOK FORWARD TO CONTINUING TO MAKE PROGRESS IN OUR AIM TO BE HOSPITABLE PLACE FOR WORSHIP AND TO ENRICH THE LIFE OF OUR LOCAL COMMUNITY.

 

ST PHILIP’S RECOGNISES :

The changing nature of our diverse local community.

The choice to engage, disperse and gather.

The challenge to understand how local needs are perceived, measured and met.

 

ST PHILIP’S SEEK:

To create a sense of belonging to Church and community.

To develop partnerships between Church and community.

To share our worshipping life more widely within our locality.

  

Barbara Cook                       Denise Joy

Deputy Churchwardens

 

Return to index

 

REPORT OF ST. STEPHEN’S DEPUTY CHURCHWARDEN

 

281 1 7560000 10692000 359410 259 261 257 276 262 279 1 0`````````````````````` 5 1 1 285 282 1 False 0 0 0 0 -1 304800 243 True 128 77 255 3175 3175 70 True True True True True 278 134217728 1 8 -9999996.000000 -9999996.000000 229870 8 Empty 16711680 52479 26367 13421772 16737792 13382502 16777215 Bluebird 22858575 22852950 (`@````````` 266 263 5 110183775 110178150

I report that our regular two-weekly services continued to be supported by a reliable band of worshippers from Tovil and the wider community, often supplemented by members of the congregations of our other churches.

 

Services

 

We continue to maintain the pattern of a Family Service on the first Sunday of the month and a Family Eucharist on the third Sunday.

 

All our regular congregation help by contributing to the services in some way, by serving, reading and intercessing, taking the Family Service, and most importantly making the coffee after the service.

We began the year with our service of carols and readings, postponed from earlier in December, due to the bad weather.

 

Activities

 

In June we were pleased to visit Frittenden, to a friend of Priscilla & Roger, and celebrated a Eucharist in her beautiful garden, followed by lunch.  With the onset of rain, we moved to the kitchen, and shared some strawberries and cream etc, and copious cups of tea.

 

In October we were sorry to finally see the departure of Ann King to Donegal, Eire, where her fathers’ family originate.  She has always maintained the connection and has recently had a house built, but with some of her family still in Kent, we will still see her from time to time.  She was kind enough to gift a large sum of money for the work of our parish in Tovil, which as we hopefully expand in the future, will provide the funds to purchase additional equipment etc, we may need.  She will be greatly missed, but we wish her all good wishes for her retirement.

 

Future

 

By the time you read this report we will have held a number of services in the new school in Eccleston Road.  We are getting used to the space, the acoustics, the wonderful stained-glass cross, the electronic gates! etc, etc. We look forward to working with Mrs Stubberfield and the whole school to increase our profile and attract more to the worshipping community in Tovil.

 

David Freed

Deputy Churchwarden

 

Return to index

 

MAIDSTONE DEANERY REPORT

 

281 1 7560000 10692000 359410 259 261 257 276 262 279 1 0`````````````````````` 5 1 1 285 282 1 False 0 0 0 0 -1 304800 243 True 128 77 255 3175 3175 70 True True True True True 278 134217728 1 9 -9999996.000000 -9999996.000000 229870 8 Empty 16711680 52479 26367 13421772 16737792 13382502 16777215 Bluebird 22858575 22852950 (`@````````` 266 263 5 110183775 110178150

The membership of Maidstone Deanery is made up of the clergy from ten parishes and 2, 3 or 4 laity members dependent on the electoral roll of that parish.

 

Deanery Synod Meetings were held in March, June and October.  Prior to each Deanery Synod Meeting there was a meeting of the Standing Committee.

 

At all the meetings there were representatives of both clergy and laity from the churches in the Maidstone Deanery.

 

Two of the three meetings commenced with a short act of worship and at the third Compline was celebrated by the host churches.

 

For all the meetings agendas and papers were circulated and at all the meetings minutes were approved and signed.

 

At all the meetings the Treasurer gave a report and the host church gave a parish report.

 

The Mission and Ministry Group that was formed to explore different Deanery models to achieve financial sustainability and greater energy for mission continued to meet regularly during the year and a report was given at each meeting and the minutes circulated.

 

Meeting on  7th March 2011 at Christ Church Park Wood

 

At this meeting presentations were given by Mr Raymond Harris (Chairman of the Diocesan Board of Finance) on the changes to the Parish Share and Mrs Naomi Lumetenga (Diocesan Member) on Women Bishops.

 

Treasurers Report – the accounts for 2011 were circulated.

 

Mrs Wendy Tull-Kneller gave a report on the work of the Citizen Advice Bureau

 

Notice was given of two events during the year these being a Deanery Pastoral Conference in November and a Novena between Ascension Day and Pentecost.

 

Thanks were extended to all those Deanery Synod Members who had completed three years and were now retiring from the Synod.

 

Meeting on 14th June at All Saints Loose

 

Mrs Heather Taylor welcomed the new members of the Deanery Synod to the meeting.

 

It was reported that the Maidstone Deanery website is now up and running and thanks were extended to Mr Pete Ellis for all his hard work in putting the site together.

 

The Novena held between Ascension Day and Pentecost was felt to have been inspiring and exciting.

 

A desire for a pilgrimage along the Pilgrims Way was expressed.

 

It was announced that the Maidstone Deanery had been invited to Canterbury Cathedral on 13th September for an evening viewing the cathedral followed by a Eucharist Service, supper and music from the Cathedral Choir.

 

The Reverend Andrew Sewell gave a presentation of the Deanery Plan.

 

Meeting on 6th October at All Saints Maidstone

 

Mrs Heather Taylor welcomed two new members of clergy to the Deanery Synod Phil Sheldrake from St Paul's and Joyce Addision from St Martins.

 

Mrs Emma Sivyer the Diocesan Vocations Advisor gave a presentation about her role and how she was hoping to encourage vocations. An “Exploring Vocations Day” had been planned for 25th February.

 

Information regarding the Parish Share was circulated.

 

Preparations were well in hand for the Deanery Pastoral Conference on 5th November at St Paul's which will discuss the future in regards to a pattern of ministry that is sustainable in the future.

 

Return to index

  

ELECTORAL ROLL

 

-3

 

2001

2002

2003

2004

2005

2006

2007

2008

2009

2010

2011

2012

 

 

 

 

 

 

 

 

 

 

 

 

 

All Saints Resident

  30

  46

  41

  33

  41

  40

  38

  37

  36

  36

  39

  35

All Saints Non Resident

  67

  56

  58

  54

  55

  55

  51

  55

  53

  53

  55

  53

St. Philip’s Resident

  53

  60

  60

  59

  54

  53

  40

  40

  36

  37

  41

  41

St. Philip’s

Non Resident

  21

  21

  21

  19

  18

  16

  14

  13

  17

  18

  15

  15

St. Stephen’s Resident

    0

    0

    0

  10

  11

    9

  10

  10

    7

    7

    7

    7

St. Stephen’s Non Resident

    0

    0

    0

    4

    5

    5

    6

    6

    6

    6

    6

    6

Total

171

183

180

179

184

178

159

161

155

157

163

 

157

 

 

 

281 1 7560000 10692000 359410 259 261 257 276 262 279 1 0`````````````````````` 5 1 1 285 282 1 False 0 0 0 0 -1 304800 243 True 128 77 255 3175 3175 70 True True True True True 278 134217728 1 10 0 -9999996.000000 -9999996.000000 229870 8 Empty 16711680 52479 26367 13421772 16737792 13382502 16777215 Bluebird 22858575 22852950 (`@````````` 266 263 5 110183775 110178150

 

Michael Hocking

Electoral Roll Officer

 

Return to index

 

PCC TREASURER’S REPORT and ACCOUNTS

 

281 1 7560000 10692000 359410 259 261 257 276 262 279 1 0`````````````````````` 5 1 1 285 282 1 False 0 0 0 0 -1 304800 243 True 128 77 255 3175 3175 70 True True True True True 278 134217728 1 11 -9999996.000000 -9999996.000000 229870 8 Empty 16711680 52479 26367 13421772 16737792 13382502 16777215 Bluebird 22858575 22852950 (`@````````` 266 263 5 110183775 110178150

2011 has been a struggle once again for our Parish. As we have for the last few years, we are unable to bring in enough income in order to pay all our expenditure and as a result we are unable to pay the Parish Share in full. However it is not all bad news. As I will explain later, we have managed to control our expenditure again this year, and together with an increase in our income, we have managed to pay over £50,000 of our parish share for the first time since 2006. It was an increase of £3,797 over 2010 but still leaves the Parish with cumulative unpaid parish share in excess of £132,000.

 

I would also like to bring to your attention two acts of individual giving to the parish. One member of St Philip’s congregation made a gift aided donation of £5,000 for the second year running. This has had the effect of “masking” a general decline in giving at St Philip’s which needs to be addressed sooner rather than later but it has of course enabled us to pay as much of our Parish Share as I detailed above. The second very generous act concerns Anne King who recently said goodbye to us all and has gone to live in Ireland. Before she left, she kindly donated £5,000 to be spent on equipment at our new worship centre contained within the new Archbishop Courtenay School in Tovil. Thank you to both of you from everyone in the Parish.

 

The accounts are prepared on an accruals basis. This means they show the position if all income had been received and all expenditure paid by the end of the year. Detailed debtors and creditors arising from this are on page 24 . 

 

BALANCE SHEET page 17

 

The Balance Sheet is a summary of the Parish’s net assets. The net assets at 31 December 2011 stood at £-102,299 (2010 £-92,420). Our net liability has increased due to the continued deficits on the ordinary accounts for both All Saints and St Philips.

 

STATEMENT of FINANCIAL ACTIVITIES page 18

 

This page is a summary of pages 19, 20 and 21.

For a breakdown of General Purposes Funds see page 19

For a breakdown of Other Unrestricted Funds see page 20

For a breakdown of Restricted Funds see page 21

 

STATEMENT of FINANCIAL ACTIVITIES General Purposes Funds page 19

 

This page summarises the Parish Ordinary and Extra Ordinary income and expenditure items that are shown in more detail on pages 22 and 23.

 

Ordinary Income (Page 22)

All Saints (incl St Stephens)

  Planned Giving for 2011 (£45,716) has increased by £1,257 on 2010, a rise of 2.8%. Offset against this is a decrease in Church collections in 2011 of £580 over 2010 whilst sundry donations have also gone down by £198. Income from College Room was £1,245 a significant increase over the £535 received in 2010. I would also like to state that collections and giving from the congregation at St Stephens totalled £575 (2010 -£395), and only because of limitations in the presentation of these accounts, this amount is included with All Saints income.   

St Philip

Planned Giving for 2011 (£20,689) is down by £539 on 2010 a decrease of 2.5%. This is disappointing but probably is a reflection of the current economic climate and may mirror similar financial difficulties being experienced in many other Church of England parishes. Church collections (£735) have remained constant with 2010 (£728) and sundry donations (£145) have gone down by 50% compared to 2010.

Gift Aid

Part of the decline in giving at St Philips and it’s also had an effect at All Saints is that the Gift Aid rate reduced during 2011 from 28p to 25p for every pound donated under the scheme. Total Gift Aid claimed fell from £13,387 to £13,096 in 2011 or just over 2.1%.

 

Ordinary Expenditure (Page 23)

Before we look at expenditure at each of the churches, I would like to point out that total expenditure for the parish as whole has gone down from £104,744 in 2010 to £103,412 this year, a welcome reduction of £1,332.  (Where expenditure is for both All Saints and St Philip, I have this year split it on a 69:31 ratio which is based on the amount of planned giving at each church.)

 

All Saints

Total expenditure for 2011 was £76,414, an increase of £4,054 on 2010. At first glance this appears to be at odds with my statement in the previous paragraph but there is an explanation. I’ve already said expenses have been split this year on 69:31 ratio. In 2010 the ratio was 62:38. In simple terms this means All Saints has taken a larger proportion of joint expenditure than it did in 2010.

The increases for Parish Share, Ministry, upkeep of services, Young people and Church Management and Administration can all be attributed to this change in ratio and is offset by savings at St Philip’s.

In areas where expenditure is more able to be attributed to one church or the other, savings have been made at All Saints particularly in Church Running Expenses and Minor Repairs.

Church Running Expenses consists as you might expect of heat, light, insurance, water and cleaning. The savings of £1,078 over 2010 is due to savings on our gas (a milder winter) and on our insurance the PCC opted to increase our excess which in turn lowered our premium. I have to estimate our lighting bill at All Saints as we have had problems with the meter.

Minor Repairs is an expense category that includes servicing and all small repairs as opposed to large scale re-building. It also used to include Organ tuning but very generously the Restoration Fund now pays these bills at All Saints. 

Finally, one area that has seen a large increase in expenditure is the College Room (Church Hall) whose costs have gone up by £536 or 83%. However this is linked to the change in electricity supplier that took place in 2010 and I believe that some of this cost will be re-imbursed in 2012 due to wrong meter readings.

 

St Philip

Total expenditure for 2011 was £26,998 a saving of £5,375 on 2010. Most of the saving is due to the change in split of joint expenditure which I have previously explained in the All Saints section. This gives us savings for St Philips in Parish Share, Ministry, upkeep of services, Young people &

and Church Management and Administration.

There were also savings in Church Running expenses due to the reduction in insurance premiums previously mentioned and also in Minor Repairs which was due to less expenditure on the tower clock.

Finally Other expenditure includes the cost of a new sign to go outside the Church.

 

Parish Share

In 2011 we were asked to contribute £64,440 towards the Parish Share, a reduction of £252 (-1%). We paid £50,101 (78% of £64,440) in 2011 leaving a shortfall of £14,339. In 2010 we paid £46,304 (72% of £64,692), a shortfall of £18,388. So thanks to our increased giving and expenditure savings identified above, we have been able to pay a greater percentage amount of Parish Share compared to 2010. However, as mentioned at the beginning, our total unpaid Parish Share has increased to £132,643 (page 24).

 

All Saints with St Philip Extra Ordinary Account

This account continues to be used for income and expenditure of a one off nature. There was little movement on this account, just charitable collections totalling £151 at St Philips paid over to the charities concerned. 

 

St Stephen’s – “The Church in the School” – as I mentioned in my introduction, the sum of £5,000 was donated at the end of 2011, by Mrs Anne King, for the purpose of purchasing equipment for St Stephen’s new worship centre. It is expected this will be expended in 2012.

 

St Philip’s Legacy – The Parish received two legacies in 2009 totalling £20,000 from Keith Reader and Margaret Standen. A breakdown of the expenditure is shown on page 24. The balance of £993 should be expended in 2012.

 

STATEMENT of FINANCIAL ACTIVITIES Other Unrestricted Funds page 20

 

Fee Account – This is a clearing account for monies received and paid under the headings shown including PCC Fees earned from weddings and funerals. It also includes monies received from use of All Saints Church by third parties which amounted to £8,970 (2010 - £8,563).  This forms a significant part of All Saints income and we are most grateful to those who give up their time on a regular basis to enable the Church to be used in different ways. These sums are transferred to the main PCC account on a regular basis.

 

Community Account – The figures show a small deficit of £160 for the Parish magazine.

Income from advertisers is down as are magazine sales at St Philip’s.

 

St. Philip Centre – The Centre has recorded a surplus of £926 this year which is the fourth year running a surplus has been recorded even taking into account replacing the floor tiles in the main hall. This gives an accumulated fund of £8,865.

All Saints Church Shop – The shop has recorded a small surplus of £133 and has also purchased some new stock for 2012.

 

All Saints Bellringers – The accounts show a surplus of £1,122 for the society for 2011.

 

St Philip’s Organ and Choir Fund –The balance of £2,187 carried forward relates to St Philip’s Organ  and Choir Fund and Youth Fund. The choir at St Philips has purchased some new robes in 2012 following some fund raising by some of it’s members and friends.

 

STATEMENT of FINANCIAL AFFAIRS – Restricted Funds page 21

 

All investments were sold in 2010 as required by English Heritage. This sheet merely shows that in 2010 we received interest of £11 before these investments were sold and of course in 2011 we received nothing.

 

If anyone would like to make a one-off donation or increase their regular giving (or indeed become a regular giver for the first time), please remember this can be done at any time – you do not have to wait until we are in stewardship campaigning mode. Please speak to me, Lionel Marchant or any of the clergy for more details. Many of you will have noticed the improvements made at St Philip’s over the past two years following the legacies from Keith Reader and Margaret Standen. Should anyone be thinking of leaving a legacy to the parish, please do not be afraid to approach one of the clergy in the first instance should you need to.

 

My thanks once again go to all those who work tirelessly behind the scenes banking and recording monies, keeping accurate records and ultimately helping me to produce these accounts.

 

Christopher Payne

Hon PCC Treasurer

 

Return to index

  

FINANCIAL CERTIFICATE 2011

Registered Charity No. 1134146

 

281 1 7560000 10692000 359410 259 261 257 276 262 279 1 0`````````````````````` 5 1 1 285 282 1 False 0 0 0 0 -1 304800 243 True 128 77 255 3175 3175 70 True True True True True 278 134217728 1 12 -9999996.000000 -9999996.000000 229870 8 Empty 16711680 52479 26367 13421772 16737792 13382502 16777215 Bluebird 22858575 22852950 (`@````````` 266 263 5 110183775 110178150

We certify that the Accounts shown on pages 16 to 24 of this booklet were presented to and approved by the Parochial Church Council of All Saints with St. Philip, Maidstone at a meeting of the Council held at 7.30pm on the 17th April 2012 in St. Philip’s Church Centre, Waterloo Street, Maidstone, Kent.

 

 

Christopher Payne          
Honorary Treasurer
All Saints with St. Philip PCC

 

Lionel Marchant
Lay Vice Chairman

All Saints with St. Philip PCC

 

 

Return to index

 

INDEPENDENT EXAMINER'S REPORT

 

281 1 7560000 10692000 359410 259 261 257 276 262 279 1 0`````````````````````` 5 1 1 285 282 1 False 0 0 0 0 -1 304800 243 True 128 77 255 3175 3175 70 True True True True True 278 134217728 1 13 -9999996.000000 -9999996.000000 229870 8 Empty 16711680 52479 26367 13421772 16737792 13382502 16777215 Bluebird 22858575 22852950 (`@````````` 266 263 5 110183775 110178150

 TO THE PAROCHIAL CHURCH COUNCIL OF

ALL SAINTS WITH ST. PHILIP, MAIDSTONE.

 

This report on the financial statements of the PCC for the year ended 31st December 2011, which are set out on pages 17 to 24, is in respect of an examination carried out in accordance with the Church Accounting Regulations 2006 (the Regulations) and section 145 of the Charities Act 2011 (the 2011 Act).

 

Respective Responsibilities of Trustees and Examiner

 

As the members of the PCC you are responsible for the preparation of the financial statements; you consider that the audit requirement of Regulation 5 and section 144(2) of the 2011 Act do not apply.  It is my responsibility to issue this report on those financial statements in accordance with the terms of Regulation 5.

 

Basis of Independent Examiner’s Report

 

My examination was carried out in accordance with the General Directions given by the Charity Commission under section 145(5)(b) of the 2011 Act and to be found in the Church guidance, 2006 edition, issued by the Finance Division of the Archbishops Council.  That examination includes a review of the accounting records kept by the PCC and a comparison of the financial statements with those records.  It also includes considering any unusual items or disclosures in the financial statements and seeking explanations from you as Trustees concerning any such matters.  The procedures undertaken do not provide all the evidence that would be required in an audit, and consequently I do not express an audit opinion on the view given by the financial statements.

 

 

Independent Examiner’s Statement

 

In connection with my examination, no matter has come to my attention:

 

1)  which gives me reasonable cause to believe that in any material respect the requirements

 

·   to keep accounting records in accordance with section 130 of the 2011 Act; and

 

·   to prepare financial statements which accord with the accounting records and to comply with the requirements of the 2011 Act,  and the Regulations have not been met; or

 

2) to which, in my opinion, attention should be drawn in order to enable a proper understanding of the financial statements   to be reached.

 

 

 

 

Allan R. Hickie ACA

UHY Hacker Young,

Thames House,

Roman Square,

Sittingbourne,

Kent.

 

 

Return to index

 

ACCOUNTS

 

 

PAROCHIAL CHURCH COUNCIL OF ALL SAINTS WITH ST PHILIP , MAIDSTONE        
                     
  BALANCE SHEET                
  AT 31 DECEMBER 2011              
                     
    General   Other       Total    Total 
    Purposes   Unrestricted   Restricted   Funds   Funds
    Funds   Funds   Funds   2011   2010
Fixed Assets                    
Equipment   0           0   0
Official Custodian for Charities 0       0   0   5625
CBF Funds   0       0   0   2127
                     
    0   0   0   0   7752
                     
Current Assets                    
Stock     0   604   0   604   299
Cash at Bank and in Hand 14796   17098       31894   28377
Debtors     3002   0   0   3002  

51

    17798   17702   0   35500   28727
                     
Liabilities : Amounts falling due                 
  within one year                  
Bank overdraft               0    
Creditors     137799   0       137799   121147
                     
    137799   0   0   137799   121147
                     
Net Current Assets   -120001   17702   0   -102299   -55076
                     
NET ASSETS   -120001   17702   0   -102299   -47324
                       
                     
FUNDS     -120001   17702   0   -102299   -47324

 

      General   Other       Total    Total 
      Purposes   Unrestricted   Restricted   Funds   Funds
      Funds   Funds   Funds   2011   2010
Incoming Resources                    
Incoming Resources from donors 77834   0       77834   73031
Other voluntary incoming resources 4252   0       4252   4263
Incoming resources from operating activities                  
to further the Council's objects   1245   73101       74346   63217
Resources from other funds   12431   785       13216   11468
Other incoming resources       0   0   0   7780
Income from investments   4   3   0   7   19
Total incoming Resources   95766   73889   2929   169655   159778
                       
Resources Used                      
Cost of Generating Funds   148   0       148   151
Grants       151   0       151   959
Transferred to other Funds   0   13216   0   13216   37040
Activities directly related to the work of                  
the church   100405   59719       160124   149697
Church Management and administration 2859   0   0   2859   2792
Other Expenses     3036   0       3036   5900
Total Resources used   106599   72935   0   179534   196539
                       
Net Incoming (Outgoing) Resources -10833   954   0   -9879   -36761
Proceeds on disposal of investments 0       0   0   -7780
profit on sale of investments   0       0   0   -555
Increase in market value of Investments                  
Unrealised   0       0   0   0
Balances at 1st January 2011   -109168   16748   0   -92420   -47324
Balances at 31st December 2011 -120001   17702   0   -102299   -92420

 

General Purposes Funds All Saints St. Philip All Saints St. Philip All Saints St. Philip St Philip St. Stephen Total   Total
      Ordinary Ordinary X-Ord X-Ord X-Ord X-Ord Legacy   2011   2010
          Non-Cap Non-Cap Capital Capital          
                           
Incoming Resources                        
Incoming Resources from donors 51266 21568   0      

5000

77834   73031
Other voluntary incoming resources 3873

228

0 151         4252   4263
Incoming resources from operating activities                    
to further the Council's objects   1245 0             1245   535
Resources from other funds   12296 135             12431   11468
Other incoming resources       0         0 0   4862
Income from investments   0 0   0 0 4   0 4   5
Total incoming Resources   68680 21931 0 151 0 4   5000 95766   94164
                           
Resources Used                          
Cost of Generating Funds   59 89             148   151
Grants           0 151         151   759
Transferred to other Funds   0       0     0 0   23047
Activities directly related to the work of                      
the church   74388 26017   0         100405   101801
Church Management and administration 1967 892             2859   2781
Other Expenses         0 0 0  

3036

0

3036   5900
Total Resources used   76414 26998 0 151 0 0 3036 0 106599   134439
                           
Net Incoming (Outgoing) Resources -7734 -5067 0 0 0 4 -3036 5000 -10833   -40275
Loss on sale of investments                 0 0   -566
Proceeds on disposal of investments               0 0  

-4862

Increase/(decrease) in value of                         
investments                 0 0   0
Balances at 1st January 2011   14808 -43935 -13495 -7308 -66586 3319 4029 0 -109168   -63465
Balances at 31st December 2011 7074 -49002 -13495 -7308 -66586 3323 993 5000 -120001   -109168

 

PAROCHIAL CHURCH COUNCIL OF ALL SAINTS WITH ST PHILIP , MAIDSTONE            
                         
  NOTES SUPPORTING THE STATEMENT OF FINANCIAL AFFAIRS          
      AT 31 DECEMBER 2011              
                         
          St Philip All Saints   Organ & St.      
Other Unrestricted Funds Fee Community  Centre Church All Saints Choir  Philip Total   Total
      Account Accounts Accounts Shop Bellringers Fund Legacy 2011   2010
                         
Incoming Resources                      
Incoming Resources from donors               0   20000
Other voluntary incoming resources               0   0
Incoming resources from operating activities                  
to further the Council's objects   54338 929 14836 511 2487     73101   62685
Activities for generating funds                      
Resources from other funds     385  

400

      7850   0
Other incoming resources                 0   0
Income from investments       1   1 1   3   3
Total incoming Resources   54723 929 14837 911 2488 1 0 73889   62685
                         
Resources Used                        
Cost of Generating Funds                      
Grants             0       0   200
Transferred to other Funds   12831    

385

  0   13246   11075
Activities directly related to the work of                    
the church   42960 1089 13911 393 1366   0 59719   47896
Church Management and administration               0   0
Other Expenses           0     0 0   0
Total Resources used   55791 1089 13911 778 1366 0 0 72935   59171
                         
Net Incoming (Outgoing) Resources -1068 -160 926 133 1122 1 0 954   3514
Increase in market value of investments                    
Unrealised                      
Balances at 1st January 2010   1925 2488 7839 495 1715 2186 0 16748   13234
Balances at 31st December 2010 857 2328 8865 628 2837 2187 0 17702   16748

 

PAROCHIAL CHURCH COUNCIL OF ALL SAINTS WITH ST PHILIP , MAIDSTONE      
                   
  NOTES SUPPORTING THE STATEMENT OF FINANCIAL AFFAIRS    
    AT 31 DECEMBER 2011          
                   
          Vicars        
Restricted Funds   EF   Disc   Total   Total
      Hills   Fund   2011   2010
                   
Incoming Resources                
Other incoming resources   0   0   0   2918
Income from investments   0   0   0   11
Total incoming Resources   0   0   0   2929
                   
Resources Used                  
Transferred to other Funds   0   0   0   2918
Activities directly related to the work of              
the church           0   0
Church Management and administration 0   0   0   11
Total Resources used   0   0   0   2629
                   
Net Incoming (Outgoing) Resources 0   0   0   0
                   
Balances at 1st January 2011   0   0   0   2907
(Decrease)/Increase in market value of               
Investments - Unrealised         0   0
Proceeds on disposal of investments 0   0   0   -2918
Profit on sale of Investments   0   0   0   11
Balances at 31st December 2010 0   0   0   0

 

PAROCHIAL CHURCH COUNCIL OF ALL SAINTS WITH ST PHILIP , MAIDSTONE        
                     
  NOTES SUPPORTING THE STATEMENT OF FINANCIAL AFFAIRS      
      at 31 DECEMBER 2011          
          All Saints St Philip        
General Purposes Funds All Saints St. Philip X-Ord X-Ord Other Total   Total
      Ordinary Ordinary Non-Cap Non-Cap Investments 2011   2010
                     
Incoming Resources                  
Incoming Resources from donors                
Planned Giving                  
  Gift Aid Donations   34964 14822       49786   48750
  Income Tax Recoverable 9119 3974       13093   13387
  Other Planned Giving 1633 1892       3525   3550
Collections (open plate) 4292 735       5027   5600
Sundry Donations   1258 145       1403   1744
      51266 21568 0 0   72834   73031
Other voluntary incoming resources                
Fees returned from the Diocese 3873

228

      4101   3504
Donations, Appeals, Grants     0 151   151   759
Income Tax Recoverable        0   0   0
      3873 228 0 151   4252   4263
Incoming resources from operating activities              
to further the Council's objects                  
Church Hall   1245 0       1245   535
      1245 0       1245   535
                     
Income from investments                  
Dividend & Interest including any              
reclaimable tax   0 0     0 0   11
      0 0     0 0   11
                     
Other incoming resources                  
    0     0   0
          0     0   0
Grand  Tot al    

56384

21796

0

151

0

78331   77840

 

PAROCHIAL CHURCH COUNCIL OF ALL SAINTS WITH ST PHILIP , MAIDSTONE        
                     
  NOTES SUPPORTING THE STATEMENT OF FINANCIAL AFFAIRS      
      at 31 DECEMBER 2011          
          All Saints St Philip        
General Purposes Funds All Saints St. Philip X-Ord X-Ord Other Total   Total
      Ordinary Ordinary Non-Cap Non-Cap Investments 2011   2010
                     
                     
Resources Used                    
Cost of Generating Funds                  
Stewardship   59 89       148   151
      59 89 0 0   148   151
Grants Charitable Giving                  
National Charities       0 151   151   759
Local Charities       0 0   0   0
          0 151   151   759
Activities directly related to the work of                
the church                  
Ministry - Parish Share 44464 19976       64440   64692
Minisrty - Clergy exps,office exp 4495 2099       6594   6218
Church Running Exps 17118 2473       19591   20777
Minor Repairs   247 772       1019   1844
Upkeep of Services   733 345       1078   1113
Salaries (incl Choir)   5644 20       5654   5836
Church Hall   1182 0       1182   646
PCC Property   145 65       210   152
Young People (Sunday sch etc.) 281 126       407   225
Other     79 141     0 220   309
      74388 26017 0 0 0 100405   101812
Church Management and administration                
Printing, Stat & Postage 868 398       1266   1093
Bank Charges   394 177       571   744
Independent Examiners Fee     705 317       1022   944
      1967 892       2859   2781
                     
Other Expenses           0   0
            0   0
            0   0